No-Fault Insurance And Auto Accidents

Personal Injury Protection (PIP) Insurance In New York

New York is a no-fault state. To minimize lengthy lawsuits, drivers must obtain a minimum amount of personal injury protection coverage.

PIP-covered drivers make a trade-off of sorts:

They don't have to prove fault in order to collect money damage awards for personal injury expenses resulting from auto accidents, but they are not generally permitted to bring lawsuits for personal injury compensation resulting from car accidents.

There are exceptions to these rules, of course, and the details can become quite complex unless you deal with this type of thing on a daily basis. Keogh Crispi is here to help you. Our Manhattan-based attorneys have been handling no-fault accident cases and other motor vehicle litigation cases for over 40 years. We have a wealth of knowledge when it comes to the limitations and exceptions in PIP coverage.

Call us today at 212-518-2417 to schedule a free consultation and case evaluation with an attorney. We are available 24/7 and often visit clients at their homes or in hospitals for their convenience.

The Serious Injury Threshold

The general rule in PIP coverage is that injured parties cannot bring a claim in tort. In New York, however, injured parties can still bring claims if their injuries are past a certain threshold. The apparent goal in all of this legislation is to limit motor vehicle accident litigation to only include cases that involve the most serious, catastrophic injuries or fatal auto accidents.

Let us judge whether your case will meet the threshold and will have merit. Your compensation for injuries could be substantially more than PIP coverage if the value of your case does meet the threshold, in which case we will aggressively pursue the full and fair compensation that you deserve.

Contact Us In New York City

If you have questions about whether you are entitled to bring a lawsuit or about the level of financial compensation to which you are entitled, please call us at 212-518-2417 or contact us by email.

We handle all cases on contingency. There are no upfront legal fees to our representation, and we only collect a fee if we win a settlement or verdict on your behalf.